36
Śrīmad-Bhāgavatam
[Canto 5, Ch. 14]
Nārāyaṇa). If money is utilized in the service of Lakṣmī-Nārāyaṇa, the devotee automatically lives in an opulent way. However, if one wants to enjoy Lakṣmī the way Rāvaṇa did, he will be vanquished by the laws of nature, and whatever few possessions he has will be taken away. Finally death will take everything away, and death is the representative of Kṛṣṇa.
TEXT 25
कचिच्च शीतवाताधनेकाधिदैविकभौतिकात्मीयानां दशानां प्रतिनिवारणे- ऽकल्पो दुरन्तचिन्तया विषण्ण आस्ते ॥२५॥
kvacic ca śīta-vātādy-anekādhidaivika-bhautikātmīyānām daśānām pratinivāraṇe 'kalpo duranta-cintayā viṣaṇṇa āste.
kvacit —sometimes;  ca —also;  śīta-vāta-ādi —such as cold and strong wind;  aneka —various;  adhidaivika —created by the demigods;  bhautika — adhibhautika , created by other living beings;  ātmīyānām — adhyātmika , created by the body and mind;  daśānām —of conditions of misery;  pratinivāraṇe —in the counteracting;  akalpaḥ —unable;  duranta —very severe;  cintayā —by anxieties;  viṣaṇṇaḥ —morose;  āste —he remains.
TRANSLATION
Being unable to protect himself from the threefold miseries of material existence, the conditioned soul becomes very morose and lives a life of lamentation. These threefold miseries are miseries suffered by mental calamity at the hands of the demigods [such as freezing wind and scorching heat], miseries offered by other living entities, and miseries arising from the mind and body themselves.
PURPORT
The so-called happy materialistic person is constantly having to endure the threefold miseries of life, called  adhidaivika ,  adhyātmika  and  adhibhautika . Actually no one can counteract these threefold miseries. All three may assail one at one time, or one misery may be absent and the other present. Thus the living entity is full of anxiety, fearing misery