Text 13]
The Island of Jambūdvīpa
243
idam —this;  hi —certainly;  yoga-īśvara —O my Lord, master of all mystic power;  yoga-naipuṇam —the expert process of executing yogic principles;  hiraṇya-garbhaḥ —Lord Brahmā;  bhagavān —the most powerful;  jagāda —spoke;  yat —which;  yat —which;  anta-kāle —at the time of death;  tvayi —in You;  nirguṇe —the transcendence;  manaḥ —the mind;  bhaktyā —with a devotional attitude;  dadhīta —one should place;  ujjhita-duṣkalevaraḥ —having given up his identification with the material body.
TRANSLATION
O my Lord, master of all mystic yoga, this is the explanation of the yogic process spoken of by Lord Brahmā [Hiraṇyagarbha], who is self-realized. At the time of death, all yogīs give up the material body with full detachment simply by placing their minds at Your lotus feet. That is the perfection of yoga.
PURPORT
Śrīla Madhvācārya says:
yasya samyag bhagavati jñānaṁ bhaktis tathaiva ca niścintas tasya mokṣaḥ syāt sarva-pāpa-kṛto 'pi tu
“For one who very seriously practices devotional service during his lifetime in order to understand the constitutional position of the Supreme Personality of Godhead, liberation from this material world is guaranteed, even if he has previously been addicted to sinful habits.” This is also confirmed in  Bhagavad-gītā :
api cet sudurācāro bhajate mām ananya bhāk sādhur eva sa mantavyaḥ samyag vyavasito hi saḥ
“Even if one commits the most abominable actions, if he is engaged in devotional service he is to be considered saintly because he is properly