Text 16]
Nārada Muni Cursed by Prajāpati Dakṣa
277
sṛṣṭi —creation;  apyaya —dissolution;  karīm —one who causes;  māyām —the illusory energy;  velā-kūla-anta —near the banks;  vegitām —being very rapid;  mattasya —of one who is mad;  tām —that material nature;  avijñasya —who does not know;  kim asat-karmabhiḥ bhavet —what benefit can there be by performing temporary fruitive activities.
TRANSLATION
[Nārada Muni had said that there is a river flowing in both directions. The Haryaśvas understood the purport of this statement.] Material nature functions in two ways—by creation and dissolution. Thus the river of material nature flows both ways. A living entity who unknowingly falls in this river is submerged in its waves, and since the current is swifter near the banks of the river, he is unable to get out. What will be the benefit of performing fruitive activities in that river of māyā?
PURPORT
One may be submerged in the waves of the river of  māyā , but one may also get free from the waves by coming to the banks of knowledge and austerity. Near these banks, however, the waves are very strong. If one does not understand how he is being tossed by the waves, but simply engages in temporary fruitive activities, what benefit will he derive?
In the  Brahma-saṁhitā  (5.44) there is this statement:
sṛṣṭi-sthiti-pralaya-sādhana-saktir ekā chāyeva yasya bhuvanāni vibharti durgā
The  māyā-śakti , Durgā, is in charge of  sṛṣṭi-sthiti-pralaya , creation and dissolution, and she acts under the direction of the Supreme Lord ( mayādhyakṣeṇa prakṛtiḥ sūyate sa-carācaram ). When one falls in the river of nescience, he is always tossed here and there by the waves, but the same  māyā  can also save him when he surrenders to Kṛṣṇa, or becomes Kṛṣṇa conscious. Kṛṣṇa consciousness is knowledge and austerity. A Kṛṣṇa conscious person takes knowledge from the Vedic literature, and at the same time he must practice austerities.