98
Śrimad-Bhāgavatam
[Canto 8, Ch. 3]
In this material world, everyone is a  paśu , an animal, because of the bodily conception of life.
yasyātma-buddhiḥ kuṇape tri-dhātuke sva-dhīḥ kalatrādiṣu bhauma ijya-dhīḥ yat tīrtha-buddhiḥ salile na karhicij janeṣv abhijñeṣu sa eva go-kharaḥ
“A human being who identifies the body made of three elements as the self, who considers the by-products of the body to be his kinsmen, who considers the land of his birth to be worshipable, and who goes to a place of pilgrimage simply to bathe rather than to meet men of transcendental knowledge there is to be considered like a cow or an ass.” ( Bhāg.  10.84.13) Practically everyone, therefore, is a  paśu , an animal, and everyone is attacked by the crocodile of material existence. Not only the King of the elephants but every one of us is being attacked by the crocodile and is suffering the consequences.
Only Kṛṣṇa can deliver us from this material existence. Indeed, He is always trying to deliver us.  Īśvaraḥ sarva-bhūtānāṁ hṛd-deśe 'rjuna tiṣṭhati . He is within our hearts and is not at all inattentive. His only aim is to deliver us from material life. It is not that He becomes attentive to us only when we offer prayers to Him. Even before we offer our prayers, He incessantly tries to deliver us. He is never lazy in regard to our deliverance. Therefore this verse says,  bhūri-karuṇāya namo 'layāya . It is the causeless mercy of the Supreme Lord that He always tries to bring us back home, back to Godhead. God is liberated, and He tries to make us liberated, but although He is constantly trying, we refuse to accept His instructions ( sarva-dharmān parityajya mām ekaṁ śaraṇaṁ vraja ). Nonetheless, He has not become angry. Therefore He is described here as  bhūri-karuṇāya , unlimitedly merciful in delivering us from this miserable material condition of life and taking us back home, back to Godhead.
TEXT 18
आत्मात्मजासगृहवित्तजनेषु सक्तै- दुष्प्रापणाय गुणसङ्ग्रविवर्जिताय ।