96
Śrīmad-Bhāgavatam
[Canto 8, Ch. 20]
ṣaṭ-karma-nipuṇo vipro mantra-tantra-viśāradaḥ avaiṣṇavo gurur na syād vaiṣṇavaḥ śvapaco guruḥ
“A scholarly  brāhmaṇa  expert in all subjects of Vedic knowledge is unfit to become a spiritual master without being a Vaiṣṇava, but if a person born in a family of a lower caste is a Vaiṣṇava, he can become a spiritual master.” ( Padma Purāṇa )
TEXT 2
श्रीबलिरुवाच
सत्यं भगवता प्रोक्तं धर्मोऽयं गृहमेधिनाम् । अर्थ कामं यशो वृत्तिं यो न बाधेत कर्हिचित् ॥ २ ॥
śrī-balir uvāca satyam bhagavatā proktam dharmo 'yam gṛhamedhinām artham kāmam yaśo vṛttim yo na bādheta karhicit
śrī-baliḥ uvāca —Bali Mahārāja said;  satyam —it is truth;  bhagavatā —by Your Greatness;  proktam —what has already been spoken;  dharmaḥ —a religious principle;  ayam —that is;  gṛhamedhinām —especially for the householders;  artham —economic development;  kāmam —sense gratification;  yaśaḥ vṛttim —reputation and means of livelihood;  yaḥ —which religious principle;  na —not;  bādheta —hinders;  karhicit —at any time.
TRANSLATION
Bali Mahārāja said: As you have already stated, the principle of religion that does not hinder one's economic development, sense gratification, fame and means of livelihood is the real occupational duty of the householder. I also think that this religious principle is correct.