1332 Srimad-Bhagavatam [Canto 3, Ch. 31
Unserious about the horrible condition in the womb, such persons continue
in materialism, grossly misusing the chance of the human form of life.

The word krpana-dhih is significant in this verse. Dhi means intelligence,
and krpana means miserly. Conditional life is for persons who are of
miserly intelligence or who do not properly utilize their intelligence. In the
human form of life the intelligence is developed, and one has to utilize that
developed intelligence to get out of the cycle of birth and death. One who
does not do so is a miser, just like a person who has immense wealth but
does not utilize it, keeping it simply to see. A person who does not actually
utilize his human intelligence to get out of the clutches of maya, the cycle
of birth and death, is accepted as miserly. The exact opposite of miserly is
udara, very magnanimous. A brahmana is called udara because he utilizes
his human intelligence for spiritual realization. He uses that intelligence to
preach Krsna consciousness for the benefit of the public, and therefore he
is magnanimous.

TEXT 18
est afd cea i
date: geqta Ages |
wate TAG HA g ShTATT:
ware Terta Parser gat tcl
yenedrSir gatim asau dasa-masya isa
sangrahitah purudayena bhavadrsena
svenaiva tusyatu krtena sa dina-nathah
ko nama tat prati vinafijalim asya kuryat

yena—by whom (the Lord); idrsim—such; gatim—a condition; asau—
that person (myself); dasa-mdsyah—ten months old; i8a—O Lord;
sangrahitah—was made to accept; puru-dayena—very merciful; bhavadrsena—
incomparable; svena— own; eva—alone;tusyatu— may He be pleased ;krtena—
with His act; sah—that; dina-ndthah—refuge of the fallen souls; kah—who;
nama— indeed; tat—that mercy; prati—in return; vind—except with; aijalim—
folded hands; asya—of the Lord; kuryat—can repay.

TRANSLATION

My dear Lord, by Your causeless mercy ] am awakened to consciousness,

although I am only ten months old. For this causeless mercy of the
